Your property address
This gives me a starting point for researching your home and the market around it.
A clearer way to think about selling
What could you actually walk away with?
Your home's possible sale price is only the beginning. I will help you understand the mortgage payoff, common selling costs, and what may be left for your next move.
Give me three basics. I will research and run the rest.
Keep it simple
You do not need to calculate the selling costs. That is my part.
I am not going to hand you a complicated calculator and ask you to figure everything out yourself. I only need a few details I cannot reasonably know without you.
Approximately how much you owe
A current estimate is fine. You do not need an official payoff statement to begin.
Your current interest rate
This helps me make the mortgage payoff estimate more complete.
The number that matters
The sale price is not the amount you get to keep.
It is easy to look at an online value or a nearby sale and start doing the math in your head. But several items sit between the price on the contract and the amount that may actually be available to you.
Your mortgage payoff is only one part. Taxes, title and escrow charges, negotiated broker compensation, buyer credits, liens, and property-specific expenses can also affect the result.
The better question is not only, “What is my house worth?” It is, “What might I actually have left if I sell?”
A sale can look more like this
Potential sale price+
Mortgage payoff and interest−
Taxes tied to the sale−
Title and escrow costs−
Negotiated broker compensation−
Other property-specific costs−
= What you could actually have left
What I do with it
You send the basics. I research the rest.
This is a planning conversation, not a promise of price. The goal is to give you a more useful starting point before you decide what comes next.
Step 1
Research your home
I review the property, nearby sales, current competition, and your local market.
Step 2
Build several scenarios
I show how the numbers may change at a few realistic sale prices.
Step 3
Estimate common costs
I use a professional real estate financial tool to organize the likely expenses.
Step 4
Show what may remain
You can compare potential sale prices with the estimated amount left afterward.
Current market context
You should not have to guess what other sellers are doing.
Broker compensation is negotiable and can vary by transaction. Instead of asking you to choose a number without context, I can review what is being offered on relevant nearby listings.
That research does not determine what you must offer or agree to pay. It helps us avoid building your estimate around an arbitrary assumption.
What you will receive
See how the amount you keep changes with the sale price.
One number cannot tell the whole story. A few scenarios help you understand the range before you make decisions.
Possible outcome
If your home sold for $___
See estimated selling costs and approximately what may remain afterward.
Possible outcome
If your home sold for $___
Compare how a different sale price changes the estimated net proceeds.
Possible outcome
If your home sold for $___
Consider another realistic outcome without assuming there is only one possible price.
I will explain the assumptions behind the estimate, so you are not left looking at a page of numbers without context.
Let us run the numbers
What could you actually walk away with?
Send the address, approximately what you owe, and your interest rate. I will research the home and start putting the numbers together.
Approximate mortgage information is completely fine. Please do not send account numbers, Social Security numbers, lender login information, or other sensitive financial information.
Estimates are for planning purposes only and are not a final settlement statement, lender payoff statement, appraisal, tax advice, legal advice, or guarantee of sale price or proceeds. Actual amounts depend on the final sale price, mortgage payoff, closing date, negotiated broker compensation, taxes, title and escrow charges, buyer credits, liens, property-specific expenses, and final transaction terms.
