Your property address
This gives me a starting point for researching your home and the market around it.
Start with your selling numbers
What could you actually walk away with?
Your sale price is only the beginning. Let’s look at what you owe, the estimated selling costs, and what might be left for your next move.
Whether you’re buying another home, downsizing, or moving somewhere new, knowing that number gives you a better place to start.
Help me run my numbersFor homeowners throughout Snohomish and North King County, including Marysville, Everett, Lake Stevens, Snohomish, Bothell, Arlington, Smokey Point, and surrounding communities.
Keep it simple
A few details give us a place to start.
You don’t need to work through a calculator on your own. Send me these three basics, and I’ll research the home, estimate the selling costs, and explain the numbers with you.
Approximately how much you owe
A current estimate is fine. You do not need an official payoff statement to begin.
Your current interest rate
Along with your balance and estimated closing date, this helps me allow for interest in the payoff estimate.
The number that matters
The sale price is not the amount you get to keep.
It is easy to look at an online value or a nearby sale and start doing the math in your head. But several items sit between the price on the contract and the amount that may actually be available to you.
Your mortgage payoff is only one part. Taxes, title and escrow charges, negotiated broker compensation, buyer credits, liens, and property-specific expenses can also affect the result.
The better question is not only, “What is my house worth?” It is, “What might I actually have left if I sell?”
A sale can look more like this
Potential sale price+
Mortgage payoff and interest−
Taxes tied to the sale−
Title and escrow costs−
Negotiated broker compensation−
Other property-specific costs−
= What you could actually have left
What I do with it
You send the basics. I research the rest.
Whether you’re moving nearby or leaving the area, this is a planning conversation, not a promise of price. We’ll compare possible outcomes before you decide what comes next.
Step 1
Research your home
I review the property, nearby sales, current competition, and your local market.
Step 2
Build several scenarios
I show how the numbers may change at a few realistic sale prices.
Step 3
Estimate common costs
I use a professional real estate financial tool to organize the likely expenses.
Step 4
Show what may remain
You can compare potential sale prices with the estimated amount left afterward.
Current market context
The details behind the sale price matter, too.
We’ll talk through broker compensation and any buyer credits included in each scenario. Compensation is negotiable, and the estimate should reflect the amounts you’re considering.
Those choices can change what you keep, even when the sale price stays the same. I’ll make the assumptions clear so you can compare the options.
What you will receive
See how the amount you keep changes with the sale price.
One number cannot tell the whole story. A few scenarios help you understand the range before you make decisions.
A more cautious sale price
If your home sold for $___
See estimated selling costs and approximately what may remain afterward.
A middle sale-price scenario
If your home sold for $___
Compare how a different sale price changes the estimated net proceeds.
A higher sale-price scenario
If your home sold for $___
Consider another realistic outcome without assuming there is only one possible price.
I will explain the assumptions behind the estimate, so you are not left looking at a page of numbers without context.
Let us run the numbers
What could you actually walk away with?
Send the address, approximately what you owe, and your interest rate. I will research the home and start putting the numbers together.
Approximate mortgage information is completely fine. Please do not send account numbers, Social Security numbers, lender login information, or other sensitive financial information.
Estimates are for planning purposes only and are not a final settlement statement, lender payoff statement, appraisal, tax advice, legal advice, or guarantee of sale price or proceeds. Actual amounts depend on the final sale price, mortgage payoff, closing date, negotiated broker compensation, taxes, title and escrow charges, buyer credits, liens, property-specific expenses, and final transaction terms.
